LOAN UTILITY PORTAL

Loan Utility Portal is productivity tool which is the combination of different financial calculators with important links for due diligence which ease the work of Bankers in daily routine.Different Calculators incorporated in the Loan Utility Portal are1) Home Loan Eligibility Calculator2) Car Loan Eligibility Calculator3) Property Loan Eligibility Calculator4) Education Loan Eligibility Calculator5) Trader Loan Eligibility Calculator6) Cash Loan Eligibility Calculator7) Pension Loan Eligibility Calculator8)KCC Eligibility Calculator9) Staff Loan Eligibility Calculator10)Loan Installment Calculator to calculate installment for Monthly, Quarterly, Half yearly and Yearly Installment frequency with on screen amortization view Chart option and option to download the amortization schedule in pdf format.11) Loan Amount Calculator 12) Bullet Repayment interest calculation where interest is being charged on monthly basis and full repayment of the loan at one go on the expiry with on screen amortization view Chart option and option to download the amortization schedule in pdf format.13) Loan Tenure Calculate 14) Loan Comparison calculator to calculate the difference between two loans with different parameters like difference in EMI and in Total amount.15)Loan Takeover Calculator to calculate whether the takeover is really beneficial and you can save the amount with takeover or not.16) Date Calculator to calculate the difference between two dates17)Area Convertor to convert area from one unit to other unit18)Length Convertor to convert length from one length unit to other unit.19)Weight and Mass Converter20)GST Calculator to calculate the GST amount for different GST Slabs21)Cash Summary Calculator to calculate the final Cash at the end of the day for given denominations22)Future Value Calculator23)PSVR-1-Inspection Report24)PSVR-II-Inspection Report24)PSVR-AGR-Inspection Report25)PSVR-IV-Inspection Report26) CGTMSE Guarantee Fee Calculator27) CGFMU Guarantee Fee Calculator28) CGSSI Guarantee Fee Calculator29) Working Capital Assessment Calculator for calculating Working Capital Limit by Maximum permissible Bank finance Method 1 and Method 2.30) Working Capital Assessment Calculator for calculating Working Capital Limit through Turnover Method.31) Working Capital Assessment Calculator for calculating Working Capital Limit through Operating Cycle method.32) Drawing Power Calculator for calculating Drawing power derived from given Stock, Debtors and Creditors position.33) Debt Service Coverage Ratio Calculator for calculating DSCR to know the repaying capacity of the firm.34)TOL/TNW Ratio Calculator to calculate Total outside liabilities and TOL/TNW ratio.35) Break Even Point Calculator to calculate Break even point for given input36) Current Ratio and Quick Ratio for assessment of working capital limit.37) Fixed Deposit Calculator to calculate the Maturity amount with interest for amount deposited under Fixed Deposit Scheme for given rate of interest and period for different compounding frequencies38) Recurring Deposit Calculator to calculate the Maturity amount with interest for amount deposited in monthly installments under Recurring Deposit Scheme for given rate of interest and period for different compounding frequencies.39)Simple Interest Calculator to calculate simple interest for given Days, Months and Years for different compounding frequencies40)Compound Interest Calculator to calculate compound interest for given Days, Months and Years for different compounding frequencies.41) SOTS Calculator42) NPV Calculator to calculate the Net present Value of the Security for different discounting period.43) Statement of Means29) Important links for Bankers to carry out due diligence while sanctioning loans